CorMarc Insurance Services, Inc. operates this website. The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and any or all Agreements: “Client”, “You” and “Your” refers to you, the person accessing this website and accepting the Company’s terms and conditions. “The Company”, “Ourselves”, “We”, “Our” and “Us”, refers to our Company. “Party”, “Parties”, or “Us”, refers to both the Client and ourselves, or either the Client or ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner, whether by formal meetings of a fixed duration, or any other means, for the express purpose of meeting the Client’s needs in respect of provision of the Company’s stated services/products, in accordance with and subject to, prevailing law of USA.
Information Security
We take appropriate security measures to protect against unauthorized access to or unauthorized alteration, disclosure, or destruction of data. These include internal reviews of our data collection, storage, and processing practices and security measures, as well as physical security measures to guard against unauthorized access to systems where we store personal data.
We restrict access to personal information to our employees, contractors, and agents who need to know that information in order to operate, develop, or improve our services. These individuals are bound by confidentiality obligations and may be subject to discipline, including termination and criminal prosecution if they fail to meet these obligations.
While using our site, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally, identifiable information may include, but is not limited to your: Name, Date of Birth, Physical Address, and Telephone Number.
Your Email as well as Telephone information will be used by Cormarc Insurance Services Agents to send: Emails, SMS/MMS Text Messages and Phone calls as a means to contact you pertaining to request you submitted on our website. If you do not consent to this, please do not request a quote from our website.
CorMarc Insurance Services will not share your information with 3rd parties, other companies or individuals outside of CorMarc Insurance Services with an exception in the following limited circumstances:
We have your consent. We require opt-in consent for the sharing of any sensitive personal information.
We have a Good Faith Belief that access, use, preservation, or disclosure of such information is reasonably necessary to (a) satisfy any applicable law, regulation, legal process or enforceable governmental request, (b) enforce applicable Terms of Service, including investigation of potential violations thereof, (c) detect, prevent, or otherwise address fraud, security or technical issues, or (d) protect against imminent harm to the rights, property, or safety of CorMarc Insurance Services its users, or the public as required or permitted by law.
“Cookies” & Google Analytics
Like many site operators, we collect information that your browser sends whenever you visit or site (“Log Data”). This Log Data may include information such as your computer’s Internet Protocol (“IP”) address, browser type, browser version, the pages of our site that you visit, the time and date of your visit, the time spent on those pages and other statistics. By using CorMarc Insurance Services’ website you consent to the use of cookies in accordance with CorMarc Insurance Services’ Privacy Policy. Most of the modern-day interactive web sites use cookies to enable us to retrieve user details for each visit. Cookies are used in some areas of our site to enable the functionality of this area and ease of use for those people visiting. Some of our affiliate / advertising partners may also use cookies
Browsers & Security
CorMarc Insurance Services uses secure technology, which encrypts information as it crosses the Internet. You can tell if you are visiting a secure area by looking at the padlock symbol on your browser screen. If it is “locked,” you have a secure session.
Data Integrity
We process personal information only for the purposes for which it was collected and in accordance with this Policy or any applicable service-specific privacy notice. We review our data collection, storage, and processing practices to ensure that we only collect, store, and process the personal information needed to provide or improve our services. We take reasonable steps to ensure that the personal information we process is accurate, complete, and current, but we depend on our users to update or correct their personal information whenever necessary
Changes to Our Privacy Policy
If we make changes to our Privacy Policy, we will post them to this section of this website. If you have any questions about this Policy, please feel free to contact us through our website’s contact page.
Terms of Use
We’ve established the foregoing “terms of use” to explain the conditions of your use of this website, including how you may and may not use the information provided on our website, and our intent in providing such information to you. Essentially, these terms are intended to help maximize the information provided on our website for your benefit. By accessing any areas of this website, you agree to be bound by the terms set forth below. If you disagree with these terms, please do not use this website.
Quotations/Coverage
At this time, on-line quotes may not be available for all states or provinces, products, services or coverage selections. For additional information about products, services or coverage selections otherwise offered by our website, please contact an Agent at CorMarc Insurance Services for further assistance. All quotes generated by this Site are estimates based upon the information provided by you, and are not a contract, binder, or agreement to extend insurance coverage, unless clearly identified as such after submission of a complete application for insurance and payment of the required premium. CorMarc Insurance Services reserves the right to issue a quote based upon the information you enter. You may not qualify for every company. The rate quoted to you may vary from the lowest rate depending upon the company for which you do qualify, and upon other factors. Each quote shall identify the company from which the quote was generated. Any coverage descriptions provided on this Site are general descriptions of available coverages and are not a statement of contract until a binder has been issued by CorMarc Insurance Services. To obtain coverage you must submit an application to CorMarc Insurance Services. All applications are subject to underwriting approval. Coverages and availability may vary by state. For additional information, please contact a CorMarc Insurance Services.
Our Intellectual Property is for Your Non-commercial Use
Our intellectual property is provided for your information, so we want you to feel free to access our website, download, save, and/or print any information you need. However, just as you protect your property from theft and inappropriate use, we need to protect our intellectual property from similar harm. All of the materials on this website, including the organization and layout of this website and all graphics and logos, are owned and copyrighted by CorMarc Insurance Services You may access, download, and print materials from this website for your personal noncommercial use, but understand that by doing so you do not obtain any rights, interest, or title to the materials you read, print, or download. You cannot copy, modify, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, link to, or frame in another website or use on any other website, or transfer or sell any information obtained from this website without written permission from CorMarc Insurance Services Note that all information on our website is designed for informational purposes, and may or may not be up to date. CorMarc Insurance Services is not responsible to ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we commit to ensuring that the website remains available or that the material on the website is kept up to date.
No Unlawful or Prohibited Use
By using this website, you warrant to CorMarc Insurance Services that you will not use this website or any of its contents for any unlawful use, or any use that is otherwise prohibited pursuant to these terms. Any violation of this provision will result in prompt revocation of our permission granted to you to use this website.
Links to Third-Party Sites
We may, solely for your convenience and additional information, include hyperlinks to sites operated and controlled by other parties unrelated to us or any of our affiliates. We do not endorse such sites, nor do we guarantee that the information contained within them is accurate and/or complete. If you elect to link to any third-party sites, you do so at your own risk. Please also note that the terms of the Privacy Policy provided on this website apply only to this website. We do not control whatsoever the handling of your information by third parties once you leave our website, and are not responsible for the handling and use of any personal information you provide to third-party sites. Accordingly, we strongly encourage you to carefully review the privacy policy of any third-party site visited before releasing any personal information.
Testimonials
Testimonials on this website are a representation of “typical” customer experiences. Individual experiences, satisfaction, and cost savings often differ from our typical customer. Customer names and towns may have been changed to honor their privacy.
Changes to These Terms of Use
We reserve the right to change these terms at any time, without notice to you. All changes are effective immediately upon being posted on this website, and you are deemed to have accepted such changes by virtue of your use of this website. Therefore, we advise you to review these terms on each occasion you access our website.
Liability Disclaimer
All information, services, products, or other material on this website are provided “as is” without warranty of any kind. In no event shall CorMarc Insurance Services, its affiliates, suppliers, and/or its agents be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with the use of this website or with the delay or inability to use this website, or for any information, products, materials, and/or services obtained through this website, or otherwise arising out of the use of this website, whether based on contract, tort, strict liability, or otherwise, even if CorMarc Insurance Services its affiliates, suppliers, or any of its agents has been advised of the possibility of damages. Because some states/jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you.